Now the dreaded subject of pensions, some of you may be years away from it and I know I've spoken about this before but its doesn't hurt to reiterate some things that are important. For those of us who saw the goal post moved from 60 to 66-67 years of age this is really important. Furthermore I found out if you where born after April 1956 your pension will be paid as an individual and not as a married couple (if you are married). However hubby is before April 1956 and I am after so our forecasts are looking a little strange. Apparently they will pay whatever is the better figure. Happy days!
The government have a website were you can register and look at all your National Insurance (NI) contributions paid throughout your life and see what your pension forecast stands at. Although not a definite, it is a great indicator. Plus you know if you've ever worked for anyone who hasn't paid the correct contributions or indeed not paid them at all. This happened to a friend of mine, her employer was pocketing her NI contributions. She eventually had all those contributions honoured by the state. The site is very secure but its well worth the long winded registration.
I hope you all had a good weekend, the weather was lovely here on the Essex coast and I managed to get lots of odd jobs in the garden sorted. We also helped our daughter and son in law with their decking. More about that soon. Back soon. Bye for now. Tx